For working residential appraisers
The AppraisalPilot Library
Plain-English guides, free tools and real report walkthroughs for the new URAR and UAD 3.6. Our guides are drafted from Fannie Mae's and Freddie Mac's own documents and reviewed by a licensed appraiser before they go up.
Start here: what do you need today?
- What changed, and when do I have to switch?See the dates that matter
- How ready is my workflow for the new URAR?Take the two-minute readiness check
- Which photos does the new report need?Get the photo requirements cheat sheet
- I need comments written for the new report.Open the Comment Library
- My report came back with findings.See the 11 mistakes getting reports kicked back
- An AMC just sent me a revision request.Use the 15 AMC revision responses
- I want to see a whole report get built.Watch the Report Get Built
- I want to ask a real appraiser my question.Save your seat for Wednesday
The dates that matter
- Nov 2, 2026UAD 3.6 is required for new reports submitted to Fannie Mae and Freddie Mac. Some lenders have a temporary exception.
- Mar 1, 2027Exception lenders' UAD 2.6 reports get a CU risk score of 999 and lose rep and warrant relief for value.
- May 20, 2027UAD 3.6 is required for every new submission. The exception ends.
- Jun 28, 2027UAD 2.6 is retired. No UAD 2.6 report is processed.
Source: Fannie Mae and Freddie Mac, Temporary Policy Exception, September 30, 2026.
Free tools for the new report
Built for working appraisers and free to use. Take what helps.
- QuizUAD 3.6 readiness checkTen questions, two minutes. Find out where your workflow breaks before a reviewer finds it for you.Take the quiz
- TrainerUAD 3.6 field trainerLearn the new sections and enumerations by using them, one call at a time.Practice the new URAR
- Cheat sheetThe UAD 3.6 Field Cheat SheetThe four calls that trip up the most reports under the new URAR, on one page. Pin it above your desk.Open the cheat sheet
- Cheat sheetPhoto Requirements Cheat SheetEvery required photo, which UAD 3.6 section it maps to, and what your description must include. Take it on every inspection.Get the photo sheet
- CommentsThe Comment LibraryReport comments written by a licensed appraiser for the new report. Paste them into whatever software you use.Open the Comment Library
- Guide15 AMC Revision Responses That Hold the LineCopy-and-paste responses to the 15 most common AMC revision requests.Get the responses
- PDF11 mistakes getting reports kicked backBuilt straight from the GSE lessons-learned job aid. The specific things bouncing files right now.Download the PDF
- CalculatorWhat the new report costs youYour fee, your volume, your hours. See the number before you decide it does not matter.Run your numbers
Free video series
Watch the Report Get Built
Josh Stalk, a licensed appraiser in Las Vegas, builds a real UAD 3.6 report on his own house, start to finish, on camera. Ten episodes, one section at a time.
Watch the Report Get BuiltWatch on YouTube
Episode 1 · 16:08The Report Is Alive
Episode 2 · 17:05The Machine Reads Your Photos
Episode 3 · 13:24The Photo That Bounces You
Episode 4 · 13:51The Desk Decisions
Episode 5 · 14:04The Lot Tells On Itself
Episode 6 · 14:22The Tape Measure Has a Rulebook
Episode 7 · 12:36The House Around the House
Episode 8 · 13:35The Grid
Episode 9 · 13:26The Defect Dominoes
Episode 10 · 10:39Zero Fatals
Plain-English guides
Each guide answers one question appraisers are asking, the answer first, with its sources linked and a licensed appraiser's review.
In review with a licensed appraiser
- UAD 3.6 deadline: the 2027 timeline for appraisers
- How to read your SSR on a UAD 3.6 appraisal
- The new URAR in one page
The book
The Last Independent VoiceHow Solo Appraisers Will Win the UAD 3.6 War
By J. Marshall Hunt and Joshua Ryan Stalk
The working appraiser's field manual for the transition, with a What To Do Tonight at the end of every chapter. No theory. A plan.
Get the bookFree, every Wednesday, 9 AM Pacific
Bring your question to the live workshop
Show up, ask your question out loud, and watch it answered on a real new URAR report.
Save your seat for Wednesday